Terms and Conditions

Acceptance of Terms

By accessing and using our website and services, you accept and agree to be bound by the terms and provisions of this agreement.

If you do not agree to these terms, you should not use this website or our services.

Key Definitions

For the purposes of these terms, the following definitions apply:

• • "Services": Our financial planning consultation services, including monthly meetings and related guidance
• • "Subscription": The monthly recurring payment plan for accessing our services
• • "Client": Any individual or entity that subscribes to and uses our services
• • "Agreement": These terms and conditions, along with our privacy policy and other referenced documents

Service Description

We provide monthly financial planning consultation services on a subscription basis. Our services include personalized guidance, regular check-ins, and educational resources related to financial planning.

Services are provided for informational and educational purposes. We do not provide specific financial advice or recommendations for individual transactions.

Your Responsibilities

As a subscriber to our services, you agree to:

• • Provide accurate and complete information during consultations
• • Maintain the confidentiality of your account login details
• • Use our services only for lawful purposes
• • Respect the intellectual property rights of our content
• • Pay subscription fees in accordance with the agreed schedule

Prohibited Uses

You may not use our services for:

• • Any unlawful purpose or to solicit unlawful activity
• • Reproducing, distributing, or reselling our proprietary content
• • Impersonating another person or misrepresenting your identity
• • Interfering with or disrupting our website or services
• • Attempting to gain unauthorized access to our systems

Intellectual Property

All content, materials, and resources provided through our services remain our intellectual property. You may not reproduce, distribute, or create derivative works without written permission.

All content is protected by copyright and other intellectual property laws.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Payment Terms

Subscription fees are processed according to the following terms:

• • Monthly fees of £250 are charged in advance on the same date each month
• • All prices include VAT at the applicable rate
• • Payment must be received before service delivery for each billing period
• • Failed payments may result in service suspension until account is current

Cancellation and Refunds

You may cancel your subscription at any time with 30 days' written notice. Cancellation takes effect at the end of your current billing period.

We do not provide refunds for services already delivered. Unused portions of prepaid subscriptions are not refundable.

Limitation of Liability

Our liability is limited to the maximum extent permitted by law:

We exclude all liability for indirect, consequential, or punitive damages arising from use of our services.

Our total liability for any claim shall not exceed the amount paid for services in the 12 months preceding the claim.

Indemnification

You agree to indemnify us against any claims arising from your breach of these terms or misuse of our services.

Dispute Resolution Information

For disputes related to our services, you may use the following resolution mechanisms:

Governing Law

Any disputes arising from use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is invalid or unenforceable, the remaining provisions remain in full effect.

Entire Agreement

These terms constitute the complete agreement between you and wilulxomhuboeza regarding use of our services and supersede all prior agreements.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.

We will notify subscribers of material changes via email at least 30 days before they take effect.

Cookie Policy Contact

For questions about these terms and conditions, please contact us using the information provided in our contact section.